Tips for Borrowers Negotiating a Loan: Part 4 Existing Lenders

Clint M. Hanni April 2017 New loans are more complicated when a borrower already has an existing loan with another lender. It’s all about collateral. Here are some tips to keep in mind: 1. Keep the old lender in the loop. If the old loan will remain in place, new lenders may only be willing… Read more »

Tips for Borrowers Negotiating a Loan: Part 3 Ancillary Documents

Clint M. Hanni April 2017 The loan agreement isn’t the only document in a loan transaction. Other documents (sometimes dozens of them) can come into play. Here are a few to consider: 1.  Security Agreement. If the loan will be secured by personal property, such as accounts, inventory, equipment or IP (patents, trademarks, copyrights), there… Read more »

Tips for Borrowers Negotiating a Loan: Part 2 The Loan Agreement

Clint M. Hanni April 2017 Once you have agreed on a term sheet for your loan, it’s time to turn to the “definitive loan documents.” The first document to get drafted is the loan agreement. 1.  Get it reviewed by an attorney. The loan agreement contains the basic terms of the deal and describes what… Read more »

Tips for Borrowers Negotiating a Loan: Part 1 The Term Sheet

Clint M. Hanni April 2017 Getting a business loan can be a long and difficult process. The bank wants to see everything, the good and the bad. Here are some tips when working with a bank to get a commercial loan. It all starts with a good term sheet. Have your lawyer review the term… Read more »

Tips for Effectively Using Your Business Lawyer

March 2017 Savvy business people understand that lawyers play an indispensable role in the successful execution of a business plan. Here are seven keys to get the most from lawyers for your business. 1. Call sooner rather than later. Problems are more expensive to solve than avoid. Call your lawyers before you get served with… Read more »

Personal Injury Legal Representation

Richards Brandt Miller Nelson usually represents defendants in personal injury property loss claims through assignment by their insurance carriers. However, our experience on the defense side makes us especially effective in injured persons, provided that we do not have a conflict. We welcome inquiries from accident victims who have suffered serious injuries in catastrophic or… Read more »

2016 Yancey Memorial Award

Gary L. Johnson August 2016 The International Association of Defense Counsel announced at their annual meeting that RBMN’s litigation practice chair, Gary L. Johnson, was the recipient of the 2016 Yancey Memorial Award.  This award is bestowed annually on the author of the best article published in The Defense Counsel Journal in the previous year. … Read more »

Subrogation Law

With tens, or even hundreds of thousands of dollars on the line, subrogation actions are bitterly fought and hard won. Whether you are the plaintiff or the defendant, subrogation claims are not to be taken lightly. The more you know and the more experience you have on your legal team, the better off you’ll be… Read more »

Enforcing Electronically Signed Construction Contracts

August 2016 Contractors, subcontractors and suppliers understand that the usual course of construction requires a paper trail of documents beginning with plans, specifications, drawings, bids and proposals, and concluding with inspections, punch lists, final payment and warranties. Moreover, standard contract clauses and simple prudence require those in the construction industry to retain documents for years…. Read more »